Sunday, January 8, 2012

Frugality Vs. Fun. Does it have to be" Either" "Or"?

Frugality: It feels GREAT to save! It feels GREAT to get a bargain! Having an abundance to share is even better!

Fun: Vacations, Dinner out, Outdoor adventure, Long drives and conversation, Shopping....etc. Costs money $.

Now I don't know about you, but sometimes Frugality takes a back seat to Fun. This isn't my ideal, this isn't even my intention, ever. However, it happens-and it happened this weekend. We can afford to take $150-$200 a week to spend frivolously, without serious consequence. However, is that a great idea? NO!

So why does it happen? Someone says: "Hey let' can fill in the blank with: Shopping, Dinner out, Day trip on a full tank of gas ($55)...etc." I'm feeling guilty for spending. Guilt because I could have saved that $150. I could have paid down debt, built the emergency fund, or saved for vacation. All of the bills are paid, we still have money in our accounts, but we could have put money away.  What was I thinking?

Have you ever wanted your money back after spending frivolously on silly things that leave you with nothing to show for it? I am apparently not on my own plan. It is UNCOOL. I need to get with the program.

My fitness goals are on track.
My weight loss goals are on track.
My minimizing stuff goals are on track

I feel abundance in my life, we do not lack for anything--BUT, spending, just to have fun frivolously, when I could have saved, shared or invested is silly. Just silly. It's time to get with the program.

Writing my short term savings goal here:
"I will save $400 for the household emergency fund by February 3rd." Amen.


  1. Amen! We usually have extra spending $$ too, and it's definitely nice to have but like you, I like to save & give as well! :)

  2. I'm with you and Carla, we could spend extra money, but I'd rather save, give, and pay down debt.

  3. Carla, Don't you think that the saving and giving far outweighs the spending in terms of feel good value- It is like anything else, exercise, eating right, organizing it is so easy to get off track--so important to stay on task and focused.

  4. Thanks, Michelle. it is encouraging to know that there are others out there with a similar save, share and payoff mindset :)