“Understanding is more important than being understood. Step back-with prayer and contemplation.”
No Spending Month-September
Is there something to saving real money if you use real cash? (Not plastic Debit)
- Go to the ATM once.
- Withdraw $105
- Divide into 7 envelopes-$15 in each
- Move excess from the day to the next day’s envelope
- Borrow from the next envelope if it is a must.
- Left over money at the end of the week is fair game. You earned it! Save, Spend or Give.
One key component to the 30 day no spend month is my “Fridge Tablet”. Here is where we write the items that we need in the kitchen-milk, bread, butter and such. This way when it’s running low we see it every time that we open the fridge. Filling in the food staples and adding a gallon or two of gas in the car is what the $15 a day is for. The goal is to only use the cash however, not the checkbook, debit or credit cards.
There are many things that are left undone in our home. After 20 years of living in a space often times we walk past imperfections without even noticing them. On this the first day of the no spend month, along with saving, I’m opening my eyes to those things left undone. (Those that cost NOTHING to fix) Painting, De-cluttering, Baking, Gardening, and landscaping can be done with simple “elbow grease”.
Ø $15 a day-15 items out the door.
Ø Month of September GOAL: $1,000 saved-500 items GONE
Ø 100 more miles on the Bike-Run a 5k