Monday, September 19, 2011


“Don't be discouraged.  It's often the last key in the bunch that opens the lock.”  ~Author Unknown
The 30 day No Spend Challenge has been an experiment in saving and minimal spending. On $15 a day there have been days where we’ve borrowed from the next envelope in order to make a purchase.  (Not many, but some. )Yesterday, at LOWES we borrowed the rest of the cash in the envelopes for the week!! This is the first time since the beginning of the month that this has happened. We now have NO cash in our envelopes until Wednesday!!  The envelopes replenish to $15 in 7 envelopes on Wednesday (2 days to get through). This week there will be NO LOWES Home Improvement Store for us! There were many things that were soooo cheap that we just couldn’t pass them up –especially since we needed them. Ceramic tile for the back splash in the kitchen sold for .28 cents each, grass seed for $9, a can of exterior Valspar Paint for $5!
Never the less, it was a NO Spend Month. We are still within our budget for the week, but not for the day. Now in order to stick to the game plan there will be some perseverance required.
So today we’re focusing on Perseverance. We’re considering continuing the NO Spend Challenge into next month. Using the envelopes keeps us accountable to ourselves. At the end of a pay period there is a balance left for building a fund or paying off a debt.  Please remember that each family has a different-Income, needs, and members.  Find your individual daily spending dollar amount, and then go from there- deciphering your wants from needs.  
PERSEVERANCE: According to Merriam Webster
: continued effort to do or achieve something despite difficulties, failure, or opposition : the action or condition or an instance of persevering : steadfastness


  1. I really loved your comment about finding our own families needs & going from there! Wise words!! :)

  2. We are all individuals with our own circumstances don't you think :) Still we all have a similar goal to live within in our means. Life is good~ :)